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API Enhancements

Check Deposits

  • Added return reason field to the check deposit return API, providing more detailed information when check deposits are returned.

Console Improvements

Feature History Display

  • Fixed an issue where the history view in the Features area displayed “Unknown User” for certain actions. The Console now shows the user’s email address when the name is unavailable.

Wire Transfers

  • Enhanced Console to display new status types for international wire transfers, improving visibility into the wire lifecycle.

User Management

  • Fixed an issue where banker administrators were unable to invite users with the “Banker Account Reviewer” role.

Check Management

  • Resolved a bug where attempting to view a non-existent check ID would cause the page to fail. The Console now properly displays an error message.

Payment Processing & Reliability

  • Book Transfer Duplicate Prevention Implemented idempotent operations across all on-core book transfer methods to prevent duplicate transactions during retry scenarios. This enhancement improves reliability and reduces the risk of duplicate funds movements, particularly during network interruptions or timeout scenarios.
  • ACH Signature Enhancement Introduced an improved signature mechanism (signature_v3) for incoming ACH transactions. This new signature incorporates additional fields, including company description, file ID, and batch number, to provide better deduplication and transaction matching capabilities.
  • Incoming Wire Error Tracking Added an error description field to incoming wire records, providing long-term storage of failure reasons directly in the database. This enhancement improves troubleshooting capabilities and provides better audit trails for failed incoming wire transactions.
  • Bill Pay Processing Resolved a response parsing issue with FIS Bill Pay transactions that was preventing proper decoding of gzip and zlib compressed responses. This fix ensures reliable bill payment processing.

Documentation

API Guides

  • Updated simulation endpoint documentation to include guidance on firewall configuration requirements for receiving webhook callbacks.
  • Revised FedNow guide to reflect current compliance and operational requirements.
  • Updated KYC guide with improved guidance on compliance procedures.
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