> ## Documentation Index > Fetch the complete documentation index at: https://docs.treasuryprime.com/llms.txt > Use this file to discover all available pages before exploring further. # Early ACH Posting > Early ACH Posting enables banks to allow program partners to give their end customers access to ACH funds before the normal settlement date. Payroll processing is a common use case for this feature. Early ACH Posting requires bank approval for transferring funds from the ACH settlement account to the ledger account. The bank must implement special reconciliation processes to use this feature effectively. When enabled, funds are debited from the Incoming ACH Settlement account before the actual settlement funds arrive. **Please note:** * Early ACH Posting is only available for inbound credits. Debits cannot be originated early through NACHA. * NACHA limits credits to at most two business days in the future. * The bank must fund the early credits Early ACH Posting availability varies by bank partner and requires bank approval. Contact your relationship manager to discuss availability and any associated costs.