Overview

The Account Application is used to make the final submission when applying to open a new account. Each Account Application that you create requires the inclusion of the IDs of the relevant Account Product, Business Application, Person Application(s), and Deposit objects. Both consumer and commercial account applications are submitted via this endpoint. The shape of each varies slightly.

The person_applications parameter is only required for consumer accounts; a similar parameter is available on the Business Application object for commercial accounts.

Example Consumer Account Application Request

curl -u $API_KEY_ID:$API_SECRET_KEY https://api.treasuryprime.com/apply/account_application \
    -H 'Content-Type: application/json' \
    -d '{
          "deposit_id": "adpt_01d5w6xx0tvs",
          "person_applications": [
            {
              "id": "apsn_01d5w6yaa6vt",
              "roles": ["owner", "signer"]
            }
          ],
          "primary_person_application_id": "apsn_01d5w6yaa6vt",
          "account_product_id": "apt_11gqk87qmrax"
        }'

Example Commercial Account Application Request

curl -u $API_KEY_ID:$API_SECRET_KEY https://api.treasuryprime.com/apply/account_application \
    -H 'Content-Type: application/json' \
    -d '{
          "deposit_id": "adpt_01d5wgg8js",
          "business_application_id": "abus_01dcrqkr3yhw",
          "primary_person_application_id": "apsn_01d5w6yaa6vt",
          "account_product_id": "apt_11gqk87qmrax"
        }'

Person roles

For consumer accounts, each entry in person_applications takes a roles array that describes the person’s relationship to the personal account. Valid roles are owner, signer, minor, authorized_user, and debit_card_holder.

If you omit person_applications, Treasury Prime adds the primary person application with the owner role.
The minor role indicates a beneficiary who isn’t of legal age to be a signer. A person application with the minor role can’t have any other role.

These roles differ from the roles on a Business Application, which describe a person’s relationship to the business.

Introduction

Account

Account Opening

Cards

Payments

Testing

Utilities

Person roles

​Person roles

Person roles