This represents a (natural) person associated with an application for a bank account. For security, we do not return the tin field for Person Application responses.
If you intend to open an account with joint account holders, please make sure to create a separate Person Application for each person before creating an account application
Device Fingerprints
In order to collect a device profile, implement Iovation into your application. This SDK returns a “blackbox token” based on the customer's device. Pass the token via “bankdata” to our apply endpoint in the iovation_token key for this information to propagate to Alloy.
Example:
{"bankdata": {"iovation_token": "asdfasdfasdf"}}
International/Foreign Entities
For International/Foreign Entities there are two optional fields, identification_number & identification_number_type that can be used to reflect EINS or other Tax IDs. Where an international EIN or any other ID is leveraged, it can be populated here. To the extent an account holder has a valid SSN, use the tin field. To the extent a foreign ID is leveraged, use the fields referenced above.
If you are partnered with Alloy on Unit 21, the data in these fields will be submitted to those partners. Please note that while Treasury Prime will submit this data to these third parties, we will NOT validate the information in this field.
Please note that there may be tax implications for creating foreign entities without a US TIN. Treasury Prime is not responsible for assessing or identifying any such tax treatment.