curl --request POST \
  --url https://api.treasuryprime.com/fednow \
  --header 'Authorization: Basic <encoded-value>' \
  --header 'Content-Type: application/json' \
  --data '{
  "account_id": "123456",
  "amount": "100.00",
  "external_account_number": "123456789",
  "external_name": "Jane Doe",
  "external_routing_number": "000000000",
  "memo": "Invoice #053",
  "originator_name": "John Doe",
  "security_context": {
    "device_id": "2f4a3f0005614323a61ac09918d29129",
    "ip_address": "127.0.0.1",
    "user_agent": "Mozilla/5.0"
  }
}'

{
  "account_id": "acct_11kpbg3r130zjwr",
  "amount": "100.00",
  "bank_id": "bank_acme",
  "created_at": "2024-01-01T00:00:00Z",
  "currency": "USD",
  "description": "FedNow transfer 202503243211779688172026683739635",
  "error": null,
  "external_account_number": "123456789",
  "external_name": "John Doe",
  "external_routing_number": "987654321",
  "external_status": "pending",
  "fed_settlement_date": "2024-01-01",
  "id": "fednow_11ky35224fez5zb",
  "memo": "Cherry trees",
  "org_id": "org_acme",
  "originator_name": "Jane Doe",
  "payment_id": "202503243211779688172026683739635",
  "payment_type": "credit",
  "related_fednow_ids": [
    "202503243211779688172026683739633",
    "202503243211779688172026683739634"
  ],
  "security_context": {
    "device_id": "a1b2c3d4e5f6",
    "ip_address": "192.168.1.1",
    "user_agent": "Mozilla/5.0 (Macintosh; Intel Mac OS X 10_15_7)"
  },
  "status": "pending",
  "updated_at": "2024-01-01T00:00:00Z"
}