Instant cross-bank transfers
Network transfers are Treasury Prime’s powerful solution for moving funds instantly between accounts across different banks within the OneKey Banking network. This guide will walk you through network transfers for your application.
Network transfers enable efficient fund movement between accounts at the same or different banks within Treasury Prime’s banking network. Unlike traditional ACH transfers, which can take days, network transfers are processed in seconds. The funds are part of the account’s current balance and are synchronized with the available balance throughout the day.
Network transfers are currently available exclusively for clients utilizing Treasury Prime’s OneKey Banking platform.
Network transfers leverage Treasury Prime’s unified banking infrastructure to enable seamless fund movement:
Feature | Network Transfer | Book Transfer | ACH Transfer | Wire Transfer |
---|---|---|---|---|
Speed | Instant | Instant | 1-3 days | Same day |
Cross-bank | ✅ Yes | ❌ No | ✅ Yes | ✅ Yes |
Cost | Low | Lowest | Low | High |
Limits | High | High | Medium | Highest |
Availability | OneKey Banking only | All banks | All banks | All banks |
Network transfers require coordination with Treasury Prime and your bank partners to configure necessary transit and settlement accounts.