Check Deposit

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Required Fields

• Account ID: The unique identifier for the account where the check will be deposited.
• Device: Information on the device that captured the images
• Check Front Image: The image file of the front of the check.
• Check Back Image: The image file of the back of the check.
• Amount: The amount of the check deposit, with two decimal precision.
• Person ID: ID of the Person making the deposit.

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Example Request

POST /check_deposits
{
  "device": {
    "os_name": "android"
  },
  "account_id": "acct_1234567890",
  "amount": "100.00",
  "back_image_file_id": "file_0987654321",
  "front_image_file_id": "file_1234567890",
  "person_id": "psn_1234567890"
}

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Example Response

{
  "account_id": "acct_1234567890",
  "amount": "100.00",
  "amount_discrepancy_detected": false,
  "back_image_file_id": "file_0987654321",
  "created_at": "2017-11-02T11:55:14Z",
  "decision_data": {},
  "decisioned": false,
  "device": {
    "os_name": "ios",
    "os_version": "12"
  },
  "error": null,
  "front_image_file_id": "file_1234567890",
  "id": "chk_1029384756",
  "ocr_account_number": "1234567890",
  "ocr_amount": "100.00",
  "ocr_check_number": "5250",
  "ocr_routing_number": "021001208",
  "org_id": "org_1gwmpv3payf",
  "person_id": "owner_1234567890",
  "rdc_provider_full": {},
  "review_information": [],
  "risk_rating": "Accept",
  "risk_rating_description": "Risk rating assessment by RDC provider",
  "status": "submitted",
  "updated_at": "2017-11-02T11:56:31Z",
  "userdata": null
}

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Deposit Status Tracking

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Status Codes

• Pending Review Check has been initiated successfully through the TP API and is pending the response from CheckAlt
• Submitted Check has been submitted successfully through CheckAlt to be grouped onto the X9 file to the bank
• Sent We keep all checks in submitted status and at the 5 business day mark, AM EST, check will be set to Sent
• Error Check has either failed immediately from TP’s end or has been Rejected by CheckAlt
  • Common Errors
    • Invalid Image Quality: The image does not meet the required resolution or clarity.
    • Duplicate Check: The same check has already been submitted and processed.
    • Invalid Account: The account ID provided does not exist or is incorrect.
• Returned Check has been returned by the Fed
• canceled_ocr Check has been cancelled
• Declined Check could not be processed for collection by the bank
  • NOTE: This status is only available at certain bank*

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FAQ