Treasury Prime supports early payroll funds. Most payroll ACH instructions are generally sent before the effective date to ensure the funds are available. For example, ACH credit instructions can arrive on the 25th with an effective date of the 27th. With this feature enabled at both the Bank and Fintech, Treasury we will Ignore the “effective date” on the incoming ACH credit when the appropriate flags are enabled. Restrictions
  • This is only available for credits; debits cannot be originated early through NACHA.
  • NACHA limits credits to at most two business days in the future.
  • The bank must fund the early credits
For this to be enabled at a Bank, please reach out to your Relationship Manager or Treasury Prime support.For this to be enabled at a Fintech, your corresponding Bank will need to provide approval. Please reach out to your Relationship Manager or Treasury Prime support for more information on next steps.